还贷

nǐ kě yǐ zài sān nián nèi fēn qī huán dài

你可以在三年内分期还贷。

You can pay back the loan over a period of three years.

rú guǒ nín wú fǎ zài yuē dìng de shí jiān nèi huán dài zé nín de xìn yòng píng fēn kě néng huì biàn chà

如果您无法在约定的时间内还贷，则您的信用评分可能会变差。

If you cannot repay a loan within an agreed time, your credit score may become worse.

xué sheng kě bì yè hòu shí nián nèi huán dài

学生可毕业后十年内还贷。

It allows students to repay their loans over 10 years after their graduation.