冒风险

wǒ rèn wéi nìng kě guò yú jǐn shèn yě bù xiǎng yào mào fēng xiǎn

我认为宁可过于谨慎也不想要冒风险。

I thought it was better to err on the side of caution.

guò yú jǐn shèn yǒng yuǎn bǐ mào fēng xiǎn yào qiáng

过于谨慎永远比冒风险要强。

It’s always best to err on the side of caution.

nǐ yào xiǎng tóu zī ér bù mào fēng xiǎn dào bù rú bǎ qián cún dào fáng wū hù zhù xié huì

你要想投资而不冒风险，倒不如把钱存到房屋互助协会。

If you want a safe investment, you could do a lot worse than put your money in a building society.