晚景凄凉

rú guǒ yī gè rén de shí jiān hé cái fù dé dào le gāo xiào hé lǐ de yìng yòng zài wǒ kàn lái shì wán quán bù bì yǒu wǎn jǐng qī liáng qióng tú mò lù de dān yōu de

如果一个人的时间和财富得到了高效合理的应用，在我看来，是完全不必有晚景凄凉、穷途末路的担忧的。

If someone's time and means are profitably employed, I say there is no need of him of her being poor and needy to the end of life.