银行贷款

tā yǒu yī dà bǐ yín háng dài kuǎn xū yào cháng huán

他有一大笔银行贷款需要偿还。

He had a large bank loan to work off.

yín háng dài kuǎn tuō qiàn zhě

银行贷款拖欠者

bank-loan defaulter