按揭贷款

àn jiē dài kuǎn shì yī zhǒng yòng bù dòng chǎn zuò dǐ yā de dài kuǎn

按揭贷款是一种用不动产作抵押的贷款。

A mortgage loan is a loan secured by real property.

zhù fáng àn jiē dài kuǎn zì kāi bàn yǐ lái yǐ chū jù guī mó

住房按揭贷款自开办以来，已初具规模。

The housing mortgage loan has already been on some scale since it appeared.