两分

liǎng fēn fǎ hé sān fēn fǎ

两分法和三分法

dichotomy and trichotomy

yǔ zhī xiāng fǎn xiàn zài huò xǔ zhèng shì wǒ men fǎn sī yín háng hé shì chǎng liǎng fēn fǎ shì fǒu zhèng què de shí jī

与之相反，现在或许正是我们反思银行和市场两分法是否正确的时机。

Perhaps instead it is time to ask whether the dichotomy between banks and markets might be false.